Cedar Lake Realtor

Cedar Lake is a Lake County town of 14,106 people at the 2020 census, built around a 794-acre lake in Hanover and Center townships. It fits buyers who want the lake in their week, buyers who want an inland street in a lake town, and households that drive to work. Realest works Cedar Lake homes from the shop on South Main in Crown Point. Love Thy Neighbor means we price a lake lot from lake lot sales and an inland house from inland sales, not from one town number.

We don’t post a median price here. Pull recent sold homes on Realest.com for the streets you’re comparing, then call the shop when you want a number that matches the house.

There is no South Shore Line station in Cedar Lake, so plan on driving. US 41 runs through town as a four-lane road and heads north through St. John, Schererville, and Highland. I-65 runs through Crown Point, with exits at US 231 and 109th Avenue. Ask for door-to-door minutes for your work address.

Hanover Community School Corporation says it serves the majority of Cedar Lake, and Crown Point Community School Corporation serves other parts of town. Confirm the district and the building for the exact address before you write an offer. Town services start on the Town of Cedar Lake site, and Town Hall is at 7408 Constitution Ave.

“Prepare your work outside; get everything ready for yourself in the field, and after that build your house.”
Proverbs 24:27 (ESV)

Call Pam at (219) 801-0432 when you want our read on whether Cedar Lake belongs on your list.

Who it fits

• Buyers who want the lake close. The town keeps a public beach and pier at the Town Complex, and public lake access sits on the north end.
• Buyers who want an inland street in a lake town. A lake lot and an inland lot are different purchases, so we tour and price them separately.
• Households that drive to work on US 41 or I-65.
• Sellers who need comps that fit. We pull closed sales that match your lot type, lake or inland, and your street.
• Households comparing Cedar Lake with Crown Point, St. John, and Lowell for schools, taxes, and the drive.

Neighborhoods and areas

• The lake. The town puts it at 794 acres. Public access sits at the Chamber of Commerce building at Lake Shore Drive and Cline on the north end.
• The Town Complex at Morse Street and Constitution Avenue holds Town Hall, 18 acres of parks and open space with more than 500 feet of lakeshore, the public beach, and The Museum at Lassen’s Resort, a restored historic hotel.
• The old resort town. The Monon Railroad reached the lake’s western shore in 1882, and Cedar Lake grew into a getaway for Chicagoans, with more than 50 hotels in that era. The Lassen Hotel and the Monon Park Dancing Pavilion are on the National Register of Historic Places.
• The town was settled in the mid-1800s as West Point, took the Cedar Lake name when its post office opened by 1870, and incorporated in 1967.
• MacArthur Elementary at 12900 Fairbanks St. is a Crown Point Community School Corporation school inside Cedar Lake, which is why the district line matters when you shop.

Schools

Two public school districts serve Cedar Lake. Hanover Community School Corporation says it serves the majority of the town, along with some of St. John and Crown Point. It runs Hanover Central High School, Hanover Central Middle School, Jane Ball, Lincoln, and Red Cedars elementary schools, and Hanover Learning Academy. Crown Point Community School Corporation serves parts of Cedar Lake and runs MacArthur Elementary in town. The Lake County Public Library runs a Cedar Lake branch at 10010 W. 133rd Ave. We don’t publish ratings here. Confirm the district and the school for the exact address before you write an offer.

Commute and transit

• US 41 runs through Cedar Lake as a four-lane road and heads north through St. John, Schererville, and Highland.
• I-65 runs through Crown Point, with exits at US 231 and 109th Avenue.
• There is no South Shore Line station in Cedar Lake. The South Shore Line station map lists stations in Munster and Hammond, including Munster Ridge at 8216 Manor Ave., with free main lots.
• Golf carts may run on town streets under the Town Code. A licensed driver, a town registration sticker, and proof of insurance are required. See the golf cart rules.
• Traffic decides your real number, so ask for door-to-door minutes for your work address.

Taxes and costs

Cedar Lake is in Lake County, and the town spans Hanover and Center townships. Tax bills follow Indiana rules and the assessed value of each parcel, and the rate depends on the taxing district the parcel sits in. Indiana caps a homestead’s tax at 1 percent of gross assessed value, before voter-approved referendum levies, and the homestead deduction is not automatic for a new owner. We won’t guess a typical bill here. Read our Indiana homestead deduction guide, Indiana property taxes and homestead, and the Real Estate USA guide to property taxes when you buy. Near the water, pull the Federal Emergency Management Agency (FEMA) flood zone for the parcel and read the Real Estate USA explainer on flood insurance outside a flood zone. Then pull the parcel record and a lender payment estimate before you lock a budget.

Things to do

• The public beach at the Town Complex is open dawn to dusk with no lifeguard on duty. The public pier takes five boats at a time, with a two-hour limit and no overnight docking.
• SummerFest is held each year at the Town Complex.
• The Museum at Lassen’s Resort sits in the Town Complex, in the restored historic hotel.
• The town’s Parks and Recreation department runs youth and adult programs and the Kiwanis Dog Park.
• For town meetings and events, check the calendar on the Town of Cedar Lake site.

Before you write or list

Condition does the selling. Roofs, mechanicals, sewer lines, and dry basements get checked first. Ask whether the house is on town water and sewer or on a private well and septic, then read our well and septic inspections guide and the Real Estate USA story on buying a house with a well and septic. Read our radon testing guide and flood zones guide before inspection day. We price from the closed sales that match your lot and street, not a town average.

Buying in Cedar Lake

Start with fit: payment, school district, flood zone, and the commute you will actually drive. Expect to sign a written buyer agreement before you tour with us. Read Buy, our buying guide, our financing guide, and our guide to buyer closing costs in Lake and Porter County. Our Cedar Lake Realtor blog post has more on how we work the town. Search homes on Realest.com, then call the shop when you want us on the tour. Moving from Illinois? Read moving from Illinois to Northwest Indiana and Relocation.

Selling in Cedar Lake

Price from recent closed sales that match your lot, age, and street. Our Sell page and our selling guide cover prep and pricing. Indiana sellers also fill out a disclosure form, so read the Indiana seller’s disclosure guide before you list.

Search Cedar Lake homes on Realest.com Talk to the Realest team

Nearby towns and shop pages

• Crown Point
• St. John
• Lowell
• Schererville
• Highland
• Merrillville
• Buy, Sell, Relocation
• Learn, Ask Realest

Cedar Lake FAQ

Photo of Cedar Lake looking west by Dennisyerger84 on Wikimedia Commons, CC BY-SA 3.0. Cropped and resized.